How strong is each claim · Motor TP / MACT
What is this claim worth?
Know the likely award before the claimant's lawyer does. See the gaps. Reserve accurately. Decide on settlement with numbers, not instinct.
Pilot on a slice of your own book — nothing to integrate to start.
Range widens where a document is missing or unverified — here, the disability certificate is pending.
Illustrative sample — not a live customer record.
A likely award range on every claim — calculated, not guessed
Netra NRD's document-reading engine (NRD's document-reading engine) reads and structures every document in the file. The award the compensation a tribunal orders then comes from a fixed calculation — the Supreme Court's Pranay Sethi the Supreme Court's 2017 formula tribunals use to calculate compensation formula, the method a MACT Motor Accident Claims Tribunal — the court that decides road-accident compensation actually uses to decide compensation. Age, income, dependants, disability percentage and the multiplier the age-based factor a court applies to yearly income are all pulled from verified documents. The result is a repeatable range — an exact calculation, not a probability guess and not something Netra makes up.
Where a document is missing or unverified, the range widens and the gap is flagged — so you know exactly how much uncertainty you are carrying.
Illustrative sample — not a live customer record.
See at a glance whether your reserve holds
Every claim shows the money you have set aside — its reserve the money an insurer sets aside to pay a claim — against the calculated award range. Files reserved well below the likely award are flagged amber or red before a hearing, not after a tribunal orders you to pay. Files reserved too high are flagged too — capital tied up needlessly is its own cost.
The flag is a prompt, not a command. Your claims officer reviews and decides, and NRD keeps the record of what was flagged and when.
Estimate — assumptions stated. Fixed inputs are computed exactly; anything involving a prediction is shown as an estimate, never as a fact. Your team decides whether to offer and how far.
Illustrative sample — not a live customer record.
A settlement ceiling — what it makes sense to offer
Weighing the award range against the cost of fighting on — panel advocate a lawyer the insurer has empanelled to argue its cases fees, delay, an uncertain tribunal — NRD suggests a settlement ceiling the most it makes sense to offer to settle for each claim. It is a number to inform the call; your team decides whether to negotiate and how far.
Anything that involves a prediction — say, the odds of a particular tribunal outcome — is shown plainly as an estimate with its assumptions stated, never as a fact. The fixed inputs — the Pranay Sethi formula, documented income, verified disability — are computed exactly.
Checked against a checklist built for this claim type — head injury, fatal — not a generic one.
Illustrative sample — not a live customer record.
A map of what is solid, what is weak, and what is missing
Netra reads every document in the file and lines them up against each other: medical records against the disability certificate, income affidavit against the employer letter, the police report against the accident reconstruction. Where two documents disagree, the contradiction is surfaced automatically.
Missing documents are listed with how much they matter. A missing post-mortem report weighs differently on a fatal head-injury claim than on a limb fracture, so NRD checks each file against a checklist built for that claim type, not a generic one.
What you get is a short, plain map of the file — solid, weak, missing — in your legal team's hands before the next hearing.
Built for a regulated buyer
India-resident · audit-logged · isolatedData stays in India
All claimant data is processed and stored in India (the AWS Mumbai region), with consent tracking, automatic deletion after set periods, and a 72-hour breach process.
DPDPA 2023Government security standard
Logs kept 180 days, incidents reported within 6 hours, clocks synced to an official time source, and continuous monitoring.
CERT-In 2022Encrypted, a key per insurer
Bank-grade encryption. Each insurer's records are locked with its own key, in write-once storage that can't be altered.
AES-256 · WORMEach insurer walled off
One insurer's claim file can never be read by another. Insurer and lawyer work stay on separate tracks — enforced, not promised.
per-insurerChain of custody
Every retrieved document carries a tamper-proof, timestamped certificate that stands up in court.
BSA S.63See how strong your claims really are.
We'll run a pilot on a defined slice of your book and show you the award range, whether your reserves hold, and the gap map — on real files.